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US Citizens& Residents

For US citizens relocating or spending an extended amount of time overseas, security and flexibility are two essential ingredients of their medical program. There are thousands of medical insurance programs offered throughout the world, but there are just as many differences in the quality of both the programs and the insurance companies offering them. As US citizens, you are accustomed to a certain degree of stability. Below you will find the highest rank plans or call or email us for personal assistance.
 

expatriate medical insurance
Product Features GLOBAL CITIZEN Citizen Secure Reside Prime Citizen Secure - Economy
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Maximum Time Allowed Outside the U.S. UNLIMITED UNLIMITED Unlimited outside the US and Canada UNLIMITED
Maximum Time Allowed in the U.S. UNLIMITED Up to 6 Months for US Citizen / No Limit for Non US Citizen Up to 6 Months Up to 6 Months for US Citizen / No Limit for Non US Citizen
Can Policy Be Kept Upon Return to the US YES
(Why is this Important)
Up to 6 months max. Up to 6 months max. Up to 6 months max.
Eligibility US Citizen or Resident US and Non US Citizen US and Non Citizen US and Non Citizen
Country Restrictions Afghanistan, Iraq & Israel US Trade Embargo countries restricted see OFAC for current list None US Trade Embargo countries restricted see OFAC for current list
ISA Rating
Insurance Coverage
Maximum  Medical coverage Limits
Pre-existing Condition Exclusion Period
Maximum Emergency Medical Evacuation Coverage
Maternity Annual Max.
Maternity Waiting Period
Wellness Benefits
Deductible Waiver
Chiropractic and Acupuncture
Mental Health Benefit
Details, Exclusions and Limitations Plan Description Plan Description Plan Description Plan Description
Coverage for Non-Emergency Medical Care
Coverage for Emergency Medical Care
Prescription Drug Benefit
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Conditional Waiting Period
Excluded Illnesses or Injuries in the first 180 days
Pre-existing Conditions Covered
Optional Outside the US and Canada only coverage
Details, Exclusions and Limitations Plan Description Plan Description Plan Description Plan Description
Global Health and Safety Resources
Online Doctor Search Yes Yes No Yes
Online destination Health and Security Information Yes No No No
Online Drug Translation Guide Yes No No No
Medical Term and Phrase Translation Databases Yes No No No
Text & Email Health & Security News Alerts Yes No No No
Additional Benefits
Toll Free Telephone Access to All Services Yes Yes Yes Yes
24 hours/7 days Global Medical Assistance Yes Yes Yes Yes
10 Day Money Back Guarantee Yes No No No
Published Renewal Rates
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